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cashmax online loan He had received the information by email at 8.48am on Friday 16 May which showed figures provided to him were different to a three-year forecast upon which the bank was operating. The estimated mortgage impairment charge for the first four months in 2008 was ?£35.7m ??? already 63% of the forecast yearly impairment charge in the three-year plan ??? while total arrears over three months and possessions was rising and net interest margin, a gauge of profitability, had fallen sharply between March and April. In addition, a new forecast for underlying profit before tax showed that the group was going to struggle to achieve a forecast of ?£254m for full-year profits.